Property & Business Insurance

Cover that protects what you've built.

Fire, theft, liability and business interruption cover designed for Kenyan SMEs and enterprises of every size.

IRA Licence No. IRA/05/44057/2026
Cover for SMEs & Enterprises
Business owner working at her desk
Key Types of Coverage

Business cover built around real risks

From your premises to your legal liability, cover the risks that could actually stop you trading.

Fire & Property Cover

Protects your business premises, stock and equipment against fire, lightning, and related perils.

Public & Product Liability

Covers legal liability if your business causes injury or property damage to a third party.

Business Interruption

Replaces lost income and covers ongoing costs if your business is forced to stop trading after a covered event.

What's Included

Cover that scales with your business

Theft & Burglary Cover

Protection against loss of stock, equipment and cash from theft or burglary.

Group Personal Accident

Cover for your employees against injury or death while at work.

All-Risk Equipment Cover

Protects business equipment and tools against accidental loss or damage, on or off-site.

Questions

Property & Business Insurance FAQs

What size of business can you cover? +

From sole proprietors and small shops to established SMEs and enterprises — cover is tailored to your business size and risk.

Does business cover include stock in transit? +

Yes, stock in transit can be added to your policy alongside your premises cover.

Can I bundle multiple types of business cover? +

Yes, most clients combine fire & property, liability, and business interruption into a single policy for convenience.

How are premiums calculated for SMEs? +

Premiums are based on your business type, sums insured, location, and claims history.

Ready to protect your business?

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