Life Insurance

Protection and savings that secure your family's tomorrow.

Term life, endowment and education plans that provide a financial safety net for the people who depend on you.

IRA Licence No. IRA/05/44057/2026
Flexible Premium Plans
Family embracing at home
Key Types of Coverage

Life plans built around your goals

Whether you need pure protection or protection with savings, there's a plan structured for your family's future.

Term Life Insurance

Affordable life cover providing a lump-sum payout to your beneficiaries if the unexpected happens.

Endowment Plans

Life cover combined with a savings component, paying out at the end of the policy term or on death.

Education Plans

Save steadily toward your child's education, with life cover included to protect the plan.

What's Included

Built for peace of mind

Guaranteed Payout

A guaranteed lump sum for your beneficiaries, paid out when it's needed most.

Flexible Premiums

Monthly or annual payment options built around your income.

Beneficiary Protection

Name and update your beneficiaries at any time to keep your plan current.

Questions

Life Insurance FAQs

How is the payout amount determined? +

Your payout, or “sum assured”, is agreed when you take out the policy and is based on your cover needs and premium level.

Can I change my beneficiaries later? +

Yes, you can update your named beneficiaries at any time by notifying us in writing.

What happens if I miss a premium payment? +

Most policies include a grace period; cover may lapse if premiums remain unpaid beyond that period, so contact us early if you're struggling to pay.

Is a medical exam required? +

Some plans require a simple medical questionnaire or exam depending on the cover amount and your age.

Ready to protect your family's future?

Get an instant life insurance quote or talk to an advisor on WhatsApp.

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